Pensions & Retirements

A pension is a long-term investment the fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates, and tax legislation.

Investments

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

Tax & Trust Planning

Trusts & Inheritance Tax Planning is not regulated Financial Conduct Authority.

Insurance & Protection

These plans have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.

Plans may not cover all the definitions of a critical illness. The definitions vary between product providers and will be described in the key features and policy document if you go ahead with the plan.